Auto Repair Shop Insurance Provided By Our Agency
Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation. A garage repair shop insurance can help pay for repairs or settle damages that might otherwise seriously threaten your business.
What is Auto Repair Shop Insurance?
Auto Repair Shop Insurance protects against various liabilities often faced by garage owners and repair shops. These liabilities include customer slips and falls or damages resulting from faulty work. A single accident can result in a lawsuit that damages a business beyond repair, so it’s crucial to have accurate and sufficient coverage.
Who needs Auto Repair Shop Insurance?
Businesses with a physical location such as a garage, parking lot, or storage area used to repair or store vehicles usually need garage insurance. This includes:
- Automotive repair shops
- Body shops
- Tow or impound lots
- Muffler shops
- Transmission shops
- Auto dealerships
- Tire and battery repair facilities
- And many more
What are the different types of risks covered by Auto Repair Shop Insurance?
Automotive repair shops, car mechanics, and auto body shops are not only entrusted with fixing their customers’ cars but also with keeping those cars safe while in their control. In addition, auto repair shops face the following types of business risk:
- Slips and falls
- Worker illness or injury
- Faulty workmanship or parts
- Fire, bad weather, vandalism or theft
- Damage to a customer’s vehicle while in your care
- Employee theft or crime
- Business interruption
It would help if you had a variety of business insurance policies to protect your business from these risks. In addition, garage liability insurance and garage keepers insurance help you protect your customers’ property and your business in the wake of accidents, injuries, or property damage.
What are the different types of Auto Repair Shop Insurance coverages?
Since garages vary significantly in their services, you must work with an independent insurance agent to determine if you need some specialty insurance product.
- Some of the insurance coverage you should consider are
- Business property insurance
- Commercial general liability (CGL) insurance
- Business owners policy
- Employee theft and crime coverage
- Business auto insurance
These special products combine relevant business insurance policies into one comprehensive package that includes coverage such as the following:
- Tow Truck Insurance
- Body Shop Insurance
- Repair Shop Insurance
- Muffler Shop Insurance
- Radiator Services Insurance
- Transmission Repair Insurance
To learn more about what we can do for your auto service and repair shop, call us today!
