Understanding Open Enrollment for Insurance: What You Need to Know
As the end of the year approaches, many people focus on upcoming holidays and resolutions. For millions, this time of year also signals the start of open enrollment—a critical period for reviewing, renewing, or enrolling in health insurance coverage. If you’re wondering what open enrollment is, why it matters, and how to make the most…
Read MoreUnderstanding Long-Term Care: A Key to Securing Your Future
Celebrating Long-Term Care Awareness Month November is Long-Term Care Awareness Month, a time to reflect on the critical role long-term care (LTC) plays in safeguarding our quality of life as we age. While it’s not always easy to think about the possibility of needing long-term care, planning ahead can provide you and your loved ones…
Read MoreBreast Cancer Awareness Month: What You Need to Know
October is Breast Cancer Awareness Month, a time to raise awareness, show support, and empower women to take charge of their breast health. Whether you’ve been personally affected by breast cancer or want to stay informed, it’s important to know the facts. Early detection and preventive care can save lives, so let’s dive into what…
Read MoreChanges in Medicare in 2025: What You Need to Know
Medicare, the federal health insurance program that millions of Americans rely on, is undergoing significant changes in 2025. These updates are part of ongoing efforts to modernize healthcare and address financial sustainability. Here’s a breakdown of next year’s key changes and how they might impact you. 1. Introduction of New Medicare Drug Price Negotiations One…
Read MoreWhat is Life Insurance and Why is It Important?
Life insurance is a financial safety net that provides a lump-sum payment, known as a death benefit, to designated beneficiaries upon the policyholder’s death. This type of insurance ensures that loved ones are financially protected, helping them cover essential expenses, maintain their lifestyle, or achieve long-term goals when the policyholder is no longer around. Types…
Read MoreUnderstanding the Upcoming Open Enrollment Period for Those Under 65
As the 2025 open enrollment period approaches, it’s time for individuals under 65 to prepare for their health insurance decisions. Whether you’re renewing your plan, considering a new option, or enrolling for the first time, this period offers a critical opportunity to secure coverage that fits your needs. Here’s everything you need to know to…
Read MoreWhy Cyber Security Insurance is Essential for California Businesses
In today’s digital age, cybersecurity insurance has become crucial for businesses, especially in tech-driven states like California. With the state being a hub for many industries, from tech startups in Silicon Valley to entertainment in Hollywood, California businesses are at a higher risk for cyberattacks. These attacks can cause financial losses, damage to reputation, and…
Read MoreSummer Mixer at the Shoreline Yacht Club!
Join Us at the Trusted Business Partners Summer Mixer! NickersonPartners Insurance Agency is excited to announce our sponsorship at this year’s Summer Mixer, hosted by the Trusted Business Partners group! We’ll be hosting a booth at the Summer Mixer event, ready to assist with any insurance questions or needs you may have. This is a…
Read MoreBreaking the Silence: Men’s Mental Health Matters
At NickersonPartners Insurance Agency, we believe that everyone deserves support when facing mental health challenges. In honor of PTSD Awareness Month, we want to focus on men’s mental health and encourage a more open conversation about the struggles men face, such as PTSD, depression, and anxiety. Understanding PTSD, Depression, and Anxiety PTSD (Post-Traumatic Stress Disorder)…
Read MoreUnlocking Healthcare Savings: The Benefits of Level-Funded Plans for Employers
A level-funded plan is an option for employers looking to shift away from fully insured health care without fully embracing self-insurance. Designed by health insurers, these plans offer two key advantages: consistent cost expectations and the potential for savings, including the possibility of a surplus refund. Level-funded plans have several benefits for employers: They offer…
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