Understanding Open Enrollment for Insurance: What You Need to Know

As the end of the year approaches, many people focus on upcoming holidays and resolutions. For millions, this time of year also signals the start of open enrollment—a critical period for reviewing, renewing, or enrolling in health insurance coverage. If you’re wondering what open enrollment is, why it matters, and how to make the most…

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Celebrating Long-Term Care Awareness Month November is Long-Term Care Awareness Month, a time to reflect on the critical role long-term care (LTC) plays in safeguarding our quality of life as we age. While it’s not always easy to think about the possibility of needing long-term care, planning ahead can provide you and your loved ones…

Three women with hope sign and breast cancer awareness ribbon

October is Breast Cancer Awareness Month, a time to raise awareness, show support, and empower women to take charge of their breast health. Whether you’ve been personally affected by breast cancer or want to stay informed, it’s important to know the facts. Early detection and preventive care can save lives, so let’s dive into what…

Medicare, the federal health insurance program that millions of Americans rely on, is undergoing significant changes in 2025. These updates are part of ongoing efforts to modernize healthcare and address financial sustainability. Here’s a breakdown of next year’s key changes and how they might impact you. 1. Introduction of New Medicare Drug Price Negotiations One…

Couple on the couch watching their kid draw

Life insurance is a financial safety net that provides a lump-sum payment, known as a death benefit, to designated beneficiaries upon the policyholder’s death. This type of insurance ensures that loved ones are financially protected, helping them cover essential expenses, maintain their lifestyle, or achieve long-term goals when the policyholder is no longer around. Types…

As the 2025 open enrollment period approaches, it’s time for individuals under 65 to prepare for their health insurance decisions. Whether you’re renewing your plan, considering a new option, or enrolling for the first time, this period offers a critical opportunity to secure coverage that fits your needs. Here’s everything you need to know to…

A level-funded plan is an option for employers looking to shift away from fully insured health care without fully embracing self-insurance. Designed by health insurers, these plans offer two key advantages: consistent cost expectations and the potential for savings, including the possibility of a surplus refund. Level-funded plans have several benefits for employers: They offer…

Introduction: In recent years, residents of Southern California have seen a steady rise in their insurance premiums. Whether it’s auto, home, or health insurance, the increasing costs are a source of frustration for many. At NickersonPartners Insurance Agency, we understand the burden these rising expenses can place on families and individuals. This article aims to…

The California DMV can terminate or suspend your license driving offenses. In order to reinstate your license, you may need SR-22 Auto Insurance if you have had an alcohol or drug related driving offense. The term SR-22 is a misnomer, because it is not the actual insurance. SR-22 requires a Certificate of Insurance that is provided…

We all have numerous bills to pay throughout the month. One way to manage your budget is to look at how you can reduce your auto insurance payments. The professionals at can help you research various insurance plans and obtain quotes that may help you meet your financial goals. Look for Discounts on Insurance When…