Fire Protection Contractor Insurance Provided By Our Agency
Your potentially life-saving work as a fire protection contracting company depends on the occupants of warehouses, manufacturing plants, office buildings, hospitals, and residential homes and apartment buildings, to name a few. Even for fire protection contractors who work as consultants, there is too much at stake not to have your protection.
What is Fire Protection Contractor Insurance?
In essence, fire protection contractor insurance is a commercial general liability insurance policy made to cover your business operations and safeguard you from potential legal liabilities. In the event that your goods and units are unable to deploy, it may also contain efficacy coverage, which is exclusive to the fire protection industry.
What is Covered in Fire Protection Contractor Insurance?
Fire protection contractor insurance can cover legal defense costs such as lawyer’s fees, settlements, and awards for damages for claims alleging personal injury/bodily harm or property damage. Also included is coverage for claims of slip-and-fall injuries on your property, claims of libel or slander, and lawsuits alleging false advertising, among other potential claims scenarios.
Connect with us to review your existing policy or get a customized policy for your Fire Protection Contracting business.
Common Fire Protection Contractor Insurance coverage
Considering the size of potential fire protection-based claims, it is recommended to have Commercial Umbrella Liability Insurance which provides coverage for costs of a claim that exceed policy limits.
Suppose your fire protection contracting company manufactures/fabricates fire suppression or detection products. In that case, you may also need to include Product Liability Insurance to protect you from claims related to your products.
Other Coverages for Fire Protection Contracting Companies
- Commercial Property Insurance
- Commercial Auto Insurance / Commercial Vehicle Insurance
If you work within this industry, protecting yourself from the dangers of working with fire suppression is critical. While you might do your best to ensure all work is performed correctly, you can’t predict when accidents will occur or when someone might try to hold you financially responsible for something that was not your fault. This is why you must take extra care not only in your work but in protecting yourself and making sure you have the right fire protection contractor insurance plan.
