Plumbing Contractor Insurance

Plumbing Contractor Insurance Provided By Our Agency

Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors. Adequate protection is essential since a tiny mistake or accident could damage a small business’s finances beyond recovery.

What is Plumbing Contractor Insurance?

Plumbing Contractor insurance comprises a bundle of policies that offer the best protection against common risks that plumbers face in their day-to-day work, like accidentally damaging a customer’s property.

All contractors benefit from having insurance, and plumbing contractors may help the most. As a plumber, you are often called to work on older systems that are delicate but in need of repair. A mistake in your work can cause tens of thousands of damages. To protect your business and your livelihood, it makes sense to have plumbing contractor insurance. General liability insurance can protect your business from mistakes; otherwise, those costs might have to come out of your pocket.

What type of insurance do Plumbing Contractors need?

When plumbing contractors get an insurance package, a few options for coverage are usually recommended. These ensure that your business is as protected as possible. You might notice:

General Liability
Tools Coverage
Auto Insurance
Bond

While these are the most common insurance policies in the plumbing business, there are other coverages that plumbing contractors might find helpful. For example, lost wages coverage may be beneficial in making up for lost revenue after a significant loss causes a temporary stop in your business operations.

The cost of insuring a Plumbing Business

Many factors determine your insurance cost, like your:

Industry
Type of assets
Property owned
Number of employees
Size of payroll
Claims history

Plumbers face risks on the job every day – from fixing water heaters to working in confined spaces. But, with the right business insurance coverages, you can have peace of mind knowing you and your employees are covered as you work.

Already have Plumbing Contractor Insurance?

Switching is easy! It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.