Chris has been my "go to" insurance man for the past 6 years. When it became mandatory to have health insurance Chris came to my office and explained all my different options. After my selection, Chris helped me complete the total application process as well as help me identify a PCP. Over the years, as premiums increased (argh) Chris was able to identify a "lesser" plan with minimal sacrifice. As of effective today, Chris rolled me into the exact same plan I have been on, however, it is enrolled through Covered California. He took the time to explain the many nuances of this program. This saves me $110 a month! I never would have considered CC unless Chris brought this up! Anytime I have a question regarding health insurance, I go to Chris. He either knows the answer, or will find it for you. I recommend Chris 100% and will continue to use him for years to come.